Do You Use an Insurance Agency?

More than two million people work in the insurance industry in the United States, the majority of them as agents and brokers. To become an agent, you need to pass a state licensing exam, although the exact tests are slightly different in each of the 50 United States. There are generally separate exams for auto insurance, life insurance, health insurance and homeowners' insurance. You don't have to take each exam, but you won't be licensed to sell those products until you successfully complete the specific exams.

Owning a home and owning a vehicle are each extremely rewarding accomplishments, but they also each come with unique challenges. While those challenges will differ between the two, the necessity of maintaining strong insurance coverage remains consistent. There are steps you can take to consolidate that coverage and guarantee that your liability protection is streamlined and efficient. Below, you'll find a guide to some of the benefits of bundling your home and auto insurance coverage.

Shopping for home insurance can be a complicated project for first-time homebuyers, especially if they don't have a clear understanding of how insurance premiums are determined. Acquiring such knowledge will not only allow you to choose the coverage plan that best suits your needs, but will also prevent you from making mistakes, such as inappropriately comparing your insurance premium to a neighbor's lower one, even when your houses have similar features.

Inviting the public into your business comes with a wide range of risks, but those risks multiply further when you're making money by feeding those guests. Running a restaurant requires a complete suite of different types of liability business insurance. Before you open your doors up to customers and potential lawsuits, put these four tips to good use to make the most of the insurance coverage for your business: Order a Food Contamination Rider

Life insurance is incredibly important. Many people know how vital it is that they have a good insurance plan, but they might not know how much it they should include in the life insurance plan. Here are a couple things that you need to consider when you get your life insurance policy: How Much Will It Cost To Keep Your Family Afloat? One of the first things you need to ask is how much it will cost to keep your family afloat if you were to pass away?

When you sell your car, the first thing you may think of doing is removing the car from your insurance policy. It is important to wait to remove the car from your policy until you are sure it is no longer registered in your name. In many jurisdictions you could get in trouble for having an uninsured vehicle, if the new owner has not registered the car in their name yet.

When someone you love is arrested and you know he or she is guilty, you probably have a confusing mix of emotions. You may feel an overwhelming need to bail this person out of jail as soon as possible, even if you don't have a lot of extra money available. Before you start rushing around to make this happen, take a few minutes to consider whether you actually should bail this individual out.

When you lease a new car, it is important to realize that there are some stipulations to your lease agreement that you may not realize. There is so much paperwork to sign when you lease a car that minor details can easily be overlooked. One major stipulation you need to know is the insurance coverage that is required for the vehicle. The following guide will walk you through getting the right insurance for your leased vehicle.